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SpringLight Bank

Mortgage

Stepping onto the property ladder is exciting, but can also be overwhelming. We could help you find the right mortgage deal and help you secure the keys to your first home.

Thinking about buying your first property? Our range of first time buyer mortgage deals could help you get the keys to your new home. We're now offering first time buyer mortgages of up to 90% of the property’s value. Conditions apply.


Achieve these in three key steps:

Step 1 - You're thinking of buying your first home.
Learn about the size of deposit you’ll need, how much you could borrow and whether you’re eligible for a mortgage.

Step 2 - Find out how much you could borrow
Our mortgage calculator gives you an idea of what you could borrow and shows the current interest rates. You can also compare monthly payments.

Step 3 - You're ready to start viewing properties.
You’ll find it helpful to have an Agreement in Principle. There’s no charge for this, and no obligation to apply for your mortgage with us.


Remortgaging to us

If you’re shopping around for a new mortgage offer, we could help find the right deal for you. We'll make switching from another lender simple, leaving you to enjoy your home.


Moving home

Whether you’re trading up or scaling down, we could help you find a mortgage to suit your needs. We’ll help arrange the mortgage, leaving you to focus on moving home.